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Home Is Possible™ Loan Program

Get bonus money. Buy a house. Celebrate. In a nutshell, that’s how the Home Is Possible program works.



Established by the state of Nevada in 2014, Home Is Possible helps homebuyers just like you to get up to 5% of the home loan value. That's thousands of dollars for a one-time fee of just $675. When you qualify, you can use that money for your down payment or closing costs.


Yes, really.


So what are the highlights of the Home Is Possible program? Here’s a handy dandy list.

Key Benefits:

  •  Get up to 5% of the loan value

  •  Usable for down payment and closing costs

  •  Forgivable after three years (if you stay in your home)

  •  Attractive 30-year interest rate

  •  No first-time homebuyer requirement

  •  Financing available for manufactured homes

  •  Statewide program


Program Requirements:

  •  Borrower may not own property at the time of closing

  •  For government loans (FHA, USDA, VA) — qualifying income must be below $98,500

  •  For conventional loans (HFA-preferred) — please visit our income limits by county page

  •  Home price below $484,350 

  •  Minimum credit score of 640

  •  Must live in home as primary residence

  •  Homebuyer education course required 

  •  Must meet standard underwriting requirements

  •  One-time fee of $675


If you love the benefits of the Home Is Possible™ Program Find out if you qualify for thousands of dollars in bonus money, courtesy of Nevada Housing Division and our Home Is Possible program.

Qualify Now
Do You Currently Own or Rent?
How Soon Would You Like To Move?
What Is Your Estimated Credit Score?
What Is Your Household Income?
Do You Have An Idea Of How Much You Would Like To Spend On A Home?
How Much Are You Comfortable Paying Every Month For A Mortgage?
Are You Currently Working With A Realtor
Have You Ever Owned A Home Before?

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